There are many reasons people show up unprepared for retirement. Slow down in economy and job loss. End of marriage. Bankruptcy. Death of spouse. Living in the moment. Counting on government pensions.
The reasons don’t really matter, how you are going to turn it around is what matters.
You need a plan. And a plan that works. You don’t have time on your side any longer. You need to take action today.
But it can be done.